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Steven L Hargreaves


Steven L Hargreaves is a consultant for Environmental Risk Agency MN, an innovative organization that creates insurance and financial solutions to complex environmental problems.  Mr. Hargreaves is responsible for development and implementation of company strategy and maintaining alliances with national and international insurance companies, which assume risks for Environmental Risk Agency MN's clients.  He oversees customization of insurance products to the needs of Environmental Risk Agency MN's Fortune 500 clients, then places the environmental risks with major “A rated” insurance companies.  In addition, Mr. Hargreaves supervises development of Environmental Risk Agency MN's new insurance and financial products.

For more than fifteen years, Mr. Hargreaves has overseen the innovative process Environmental Risk Agency MN uses to develop solutions to environmental risks.  Under his direction, Environmental Risk Agency MN has developed landmark environmental products, including Property Transfer Liability Insurance, Asbestos In Place Liability Insurance, and Remediation Stop Loss Insurance.

Mr. Hargreaves has developed insurance solutions for finance and real estate corporations, light and heavy industrial operations and the oil & gas, and natural resources industries.  Clients he has served include Chevron Corporation, Emerson Electric Company, Newmont Gold Company, Monsanto Corporation, The Chase Manhattan Bank, Metropolitan Life Insurance Company, Equitable Life Assurance Company, Fleet National Bank, Morgan Stanley and other leading American companies.  Mr. Hargreaves maintains strategic alliances with more than a dozen of the largest and most highly rated insurance and reinsurance companies in the world.

Mr. Hargreaves’ seminal research on the insurability of environmental risks is cited extensively in the 1997 text, Managing Environmental Risk through Insurance, published by The Wharton School Risk and Decision Processes Center, University of Pennsylvania.  Mr. Hargreaves received a Bachelor of Science Degree in Engineering Physics from Michigan Technological University in Houghton, Michigan. 

Environmental Risk Agency MN specializes in providing solutions to environmental risks. Whether faced with contaminated property, a remediation project or uneasy parties to a transaction, our many years of experience can help your firm.

Marketing Region
Environmental Risk Agency MN distributes its innovative coverages throughout the United States. Coverages are also available to U.S. based clients for risks located in Europe and Asia.

Coverage Rating
Our environmental policies are written on the paper of top insurance companies, at competitive rates. Environmental Risk Agency MN are produced exclusively with domestic carriers that are "A" rated by the AM Best Company.